Discover a Gift That Is Truly Win-Win

Charitable Remainder Trusts

Looking for a way to give Rose Community Foundation a significant gift? If you have built up a sizeable estate and are also looking for ways to receive reliable payments, you may want to check out the advantages of setting up a charitable remainder trust.

Benefits of a charitable remainder trust include:

  • Potential for a partial charitable income tax deduction
  • Potential for increased income
  • Up-front capital gains tax avoidance

There are two ways to receive payments with charitable remainder trusts:

Each year, the annuity trust pays you the same dollar amount you chose at the start. Regardless of fluctuations in trust investments, your payments stay the same.

Each year, the unitrust pays you a variable amount based on a fixed percentage of the fair market value of the trust assets. Your payment amount is redetermined annually. Your payments can increase or decrease based on fluctuations to the value of the trust.

Discover More

See which type of charitable trust best fits your estate plan with the free guide Choose From 2 Win-Win Ways to Donate.

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Delay Your Payments

If you are younger than 60 or don't need your payments immediately, you can set up a deferred gift annuity. This allows you to delay receiving payments until a later date—such as when you reach retirement. To learn more, view and download the free guide Plan for Retirement With a Deferred Gift Annuity.

Learn How to Fund It

You can use the following assets to fund a charitable remainder trust:

An Example of How It Works

See How It Works

Woman smilingSusan, 60, wants to make a gift to her favorite organization but would also like more income in the future. Susan creates a charitable remainder unitrust with annual lifetime payments to her equal to 6 percent of the fair market value of the trust assets as revalued annually. She funds the trust with assets valued at $500,000.

Susan receives $30,000 the first year from the trust. Subsequent payment amounts vary each year depending on the annual valuations of the trust assets. She is eligible for a federal income tax charitable deduction of $276,880* in the year she creates and funds the trust. This deduction saves Susan $88,232 in her 32 percent tax bracket.

*Based on annual payments and a 3.2 percent charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.

Calculate Your Benefits

Submit a few details and see how a charitable remainder trust can benefit you.

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Next Steps

  1. Contact Judy Altenberg at 303.398.7407 or jaltenberg@rcfdenver.org to talk about supporting Rose Community Foundation by setting up a charitable remainder trust.
  2. Seek the advice of your financial or legal advisor.
  3. If you include Rose Community Foundation in your plans, please use our legal name and federal tax ID.

Legal Name: Rose Community Foundation
Address: 600 S. Cherry Street, Suite 1200, Denver, CO 80246-1712
Federal Tax ID Number: #84-0518447