A Smart Gift to Leave to Rose Community Foundation

Commercial Annuities

Like retirement plan assets, commercial annuities provide for tax-deferred growth while the owner is living. Because distributions from commercial annuities are subject to income taxes, they are often considered among the best assets to leave to charity. Due to our tax-exempt status, Rose Community Foundation can receive your commercial annuity completely tax-free. The best way to give a commercial annuity in support of our work after your lifetime is to name us as beneficiary.

Making this gift is as simple as updating your beneficiary form with your bank or insurance company. You can designate us as the primary beneficiary for a percentage or specific amount. You can also make us the contingent beneficiary so that we will receive the balance of your policy only if your primary beneficiary doesn’t survive you.

Delay Your Payments

If you are younger than 60 or don't need your payments immediately, you can set up a deferred gift annuity. This allows you to delay receiving payments until a later date—such as when you reach retirement. To learn more, view and download the free guide Plan for Retirement With a Deferred Gift Annuity.

An Example of How It Works

See How It Works

Next Steps

  1. Contact Judy Altenberg at 303.398.7407 or jaltenberg@rcfdenver.org for additional information on commercial annuities.
  2. Seek the advice of your financial or legal advisor.
  3. If you include Rose Community Foundation in your plans, please use our legal name and federal tax ID.

Legal Name: Rose Community Foundation
Address: 4500 Cherry Creek Drive South, Suite 900, Denver, Colorado 80246
Federal Tax ID Number: #84-0518447