Provide for Your Loved Ones and Rose Community Foundation

Charitable Lead Trusts

Do you want to benefit from the tax savings that result from supporting Rose Community Foundation, yet you don't want to give up any assets that you'd like your family to receive someday? You can have it both ways with a charitable lead trust.

There are two ways charitable lead trusts make payments:

Each year, the charitable lead annuity trust pays a fixed amount to Rose Community Foundation. The annuity payments can be added to a donor-advised fund for your philanthropic grant recommendations. Charitable lead annuity trusts tend to be more attractive when interest rates are low.

Each year, the charitable lead unitrust pays a variable amount based on the value of the assets in the trust. With a unitrust, if the trust's assets increase in value, the payments to Rose Community Foundation increase as well.

Discover More

See which type of charitable trust best fits your estate plan with the free guide Choose From 2 Win-Win Ways to Donate.

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Delay Your Payments

If you are younger than 60 or don't need your payments immediately, you can set up a deferred gift annuity. This allows you to delay receiving payments until a later date—such as when you reach retirement. To learn more, view and download the free guide Plan for Retirement With a Deferred Gift Annuity.

Learn How to Fund It

You can use the following assets to fund a charitable lead trust:

An Example of How It Works

See How It Works

Father smiling with childrenGeorge would like to support his favorite organization and provide for his children. George received a windfall amount of income and needs a large income tax deduction to offset the income. Following his advisor's recommendation, George funds a grantor charitable lead annuity trust with assets valued at $1,000,000. George's trust pays $70,000 (7% of the initial fair market value) to his favorite organization each year for 15 years, which will total $1,050,000. After that, the balance in the trust reverts back to George. He receives an income tax charitable deduction of $955,700. Assuming the trust earns an average 6% annual rate of return, George receives approximately $767,240 at the end of the trust term.

*Based on a 1.2% charitable midterm federal rate. Deductions and calculations will vary depending on your personal circumstances.

Calculate Your Benefits

Submit a few details and see how a charitable lead trust can benefit you.

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Next Steps

  1. Contact Judy Altenberg at 303.398.7407 or to talk about supporting Rose Community Foundation by setting up a charitable lead trust.
  2. Seek the advice of your financial or legal advisor.
  3. If you include Rose Community Foundation in your plans, please use our legal name and federal tax ID.

Legal Name: Rose Community Foundation
Address: 4500 Cherry Creek Drive South, Suite 900, Denver, Colorado 80246
Federal Tax ID Number: #84-0518447